“Dear Deandra E. Hurst, based on a recent review of your account, SYNCHRONY BANK has lowered your credit line.”
The So What took place. August mortgage was not paid until mid-September and ripple effects are being felt even now.
I went to the mail box earlier and found a letter from this bank advising that they have decided to lower my limit because of “DELINQUENT OR DEROGATORY REAL ESTATE SECURED LOAN.”
I was late for one payment on my home and this drastically dropped my credit score and my line of credit.
The hit hurt! Big time!
I felt a form of betrayal. After being with this company for close to 15 years, one missed payment on my home (another company altogether) has caused them to have a different view of me, and my credit worthiness.
Whew! So what did occur…
As the reality of what occurred sank in, a wave of differing emotions flooded in.
How is it possible for a company to reject a member after just one indiscretion? Do companies like these sit around and wait for their patrons to fail to pull the plug? Do companies know what loyalty to customers is like? How about friends? Do friends sit around waiting for a reason to bail? Do friends wait around for just that one indiscretion to say “I’m out!” Are all the good deeds immediately forgotten and erased when there is a mis-step? Am the only one who experiences these kinds of “rejections?”
The Lord began pouring His love into my heart as the reality of what was taking place sunk in. When I get to moments of despair or deep discouragement, the Lord always leads me to this song by William Murphy, “I will rejoice.”
I. Will. Rejoice.
It seems ironic that when I should be sitting in sorrow Holy Spirit says, “Rejoice.” When life hits hard, He says “Be joyful, be glad.” Yah’s medicinal antidotes are definitely not ones that would be prescribed in your regular pharmacy. They are not “usual” remedies a friend would even give in handling life’s issues, but here He says “Rejoice Deandra!”
I located the song and as I closed my eyes and began repeating the words I realized that rejoicing in the midst of a life changing event is a choice.
An intentional decision.
By choosing to rejoice in the midst of this setback, I tell my soul to be encouraged and to hope in God. I tell my emotions that this too will past, and this is not the end. I tell my mind that it doesn’t matter what I see, I’m not walking by sight, but by faith knowing that all things will work together for good to those who love God and are called according to His purpose.
Rejoicing in the Lord shifts our heart’s posture. Rejoicing in the Lord forces us to keep our mind focused on who God is and what He’s doing in our lives. Rejoicing in the Lord opens our hearts to receive His joy, His unspeakable joy that supersedes any grief, rejections and disappointments that we may and certainly will experience.
His joy is our strength.
“And He said to me, “My grace is sufficient for you, for My strength is made perfect in weakness.”Therefore most gladly I will rather boast in my infirmities, that the power of Christ may rest upon me. Therefore, I take pleasure in infirmities, in reproaches, in needs, in persecutions, in distresses, for Christ’s sake. For when I am weak, then I am strong.” 2 Corinthians 12:9-10
Until next time remember, His Promises are our Guarantee…🙌🏽